Clayton Homes’ market share among minorities who take out mobile-home loans has grown dramatically over the past decade. Last year, among the thousands of lenders required to report federal data, 72 percent of black borrowers got their loans from Clayton’s Vanderbilt Mortgage and 21st Mortgage.
80%
72%
70
Black
60
56%
53%
50
Hispanic
or Latino
Native
American
40
30
31%
20
White*
10
0
’04
’05
’06
’07
’08
’09
’10
’11
’12
’13
’14
*Excludes white borrowers who also identify as Hispanic or Latino